WIDOWHOOD FINANCIAL PLANNING FOR WOMEN
Guidance When Life Changes Forever
Losing a spouse changes every part of life — and making financial decisions during this time can feel overwhelming. At Bates Wealth Strategies, we walk beside you with compassion, helping you find stability and clarity when you need it most. Our goal is to simplify what feels complicated and bring peace to your financial world, one thoughtful step at a time.
What We Help With
When life feels uncertain, we help bring clarity and calm to your financial world. Our support covers both immediate needs and long-term planning, including:
Organizing and simplifying accounts and paperwork
Managing life insurance benefits and estate settlement details
Reviewing income sources like Social Security and pensions
Assessing cash flow and creating a sustainable spending plan
Updating investments and beneficiary designations
Developing a long-term financial strategy for your future goals
Coordinating with attorneys, accountants, and your trusted advisors
The BWS Approach
We understand that this season requires compassion and clear guidance. Our process walks with you—at your pace—so you can feel supported every step of the way:
Clarity Conversation – Begin with a complimentary 60-minute session to share your story, priorities, and immediate concerns.
Tailored Strategy – We analyze your situation and determine which planning package best fits your goals, helping you align assets and income with what matters most.
Engagement – When you’re ready to move forward, we formalize our partnership through an engagement letter.
Strategy Sessions – Together, we meet virtually or in person to work through your plan, one step at a time, with clear action items after each session.
Ongoing Guidance – Life evolves, and so does your plan. We revisit it each year to ensure your goals and peace of mind remain at the center.
Your Next Chapter
In the quiet after loss, it can feel impossible to know where to begin. Grief changes everything — your heart, your home, your plans. But even in this season, there is grace and guidance for each next step.
At BWS, we help you bring calm to the financial chaos so you can focus on healing and remembering the life you built together. When the time is right, we’ll walk beside you to create a plan that supports your independence, honors your loved one’s legacy, and helps you move forward in faith, trusting that God has a beautiful purpose ahead for you.